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Are you a college student or a parent of a college student? Every college-age student should have a credit card or pre-loaded debit card for emergency situations of for use when cash or personal checks can't be used. You can find several good student credit card offers online that don't carry annual fees and will often even offer rewards points. Find out more about the best student credit cards today.

If you've had credit problems in the past by running up large credit card balances, you could look into one of the better pre-paid credit cards that are available these days. A prepaid card will prevent you from paying high interest rates, yet will allow you the conveniences of having a good piece of plastic in your wallet to pay for emergencies and daily expenses.

College takes a lot of money and most students have to borrow money to pay for it. There are still federal student loan programs available for students to pay for tuition, board and class expenses.

If you have been turned down for an unsecured card, there are some good secured credit card applications from quality card companies. A secured credit card can be loaded with practical benefits and can be used just like an unsecured card. The big difference of a secured card is the fact that you need to fund a secured card with cash from either your checking account or another bank account.

Is there someone in your life about whom you feel the need to know more? It could be a friend or acquaintance, a prospective employee, or even a current employee. Conducting a background check on someone isn't as hard as it used to be. You can save yourself a considerable amount of time by using one of these background search applications. You'll find all manner of public records at your fingertips.

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